• <ul>
	<li>Peace of mind when booking a villa</li>

	<li>Gives you up to £5,000 cover*</li>

	<li>Any trip duration</li>

	<li>Add-on to a standard travel policy</li>

	<li>Covers all holiday rental properties</li>

</ul>

    Villa Rental Protection

    • Peace of mind when booking a villa
    • Gives you up to £5,000 cover*
    • Any trip duration
    • Worldwide cover
    • No age limits
    • Add-on to a standard travel policy
    • Covers all holiday rental properties
  • <ul>
	<li>No upper age limit.</li>

	<li>High cancellation limits.</li>

	<li>For cruises up to 186 days.</li>

	<li>Cover for pre-existing medical conditions</li>

	<li>Up to £10,000,000 for Emergency medical expenses including repatriation</li>

</ul>

    Cruise Travel Insurance

    Specialist Cruise Travel insurance

    Jo Pavey Insurance Services are able to provide a specialist cruise travel insurance policy.

    Key features of the policy
    • No upper age limit.
    • High cancellation limits.
    • For cruises up to 186 days.
    • Cover for pre-existing medical conditions
    • Up to £10,000,000 for Emergency medical expenses including repatriation
    • Up to £10,000 Cancellation cover per person
    • Up to £2,500 for loss of personal possessions
    • Cabin confinement as a result of illness
  • <ul>
<li>	Specialist medical travel insurance provider</li>
        <li>Medical emergency helpline 24 hours a day</li>
        <li>For an instant quote and immediate cover, buy online and save £10</li> 
        <li>Tel: 0845 230 5000 or </br> 023 9241 9080 Quote promo code JOP2016</li>
</ul>

    Free Spirit Travel Insurance

    freespiritlogo

    Specialist travel insurance for people with medical conditions & disabilities.

    Jo Pavey Insurance Services has teamed up with Free Spirit to provide a specialist travel insurance policy which covers medical conditions and disabilities.

    Key features of Free Spirit

    • Cover for most medical conditions covered
    • For people of ALL ages
    • Single Trip & Annual Multi-trip
    • Choice of cover options
    • Reduced premiums for travelling companions
    • Financial failure*
    • Journey disruption / Airspace closure*
    • Over 80 activities automatically included
    • Online medical screening
    • 24 hour medical emergency helpline

    * included with Super Duper cover only

    How to apply for a quote & cover

    You can get a quote & buy online saving £10

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    Or you can call us on 0845 230 5000 or 02392 419 080 quoting JOP2016

    Free Spirit has a dedicated UK based customer service team to answer any questions and deal with your enquiries. Opening hours are 8am – 6pm Monday to Friday (closed Bank Holidays) and your call will be treated with the utmost confidentiality.

    Please note, when you telephone or visit the website you will be dealing with Free Spirit.


     

    Providing a solution

    Many standard travel insurance schemes exclude cover for existing medical conditions or will decline to offer cover for the declared condition. This can lead to people travelling abroad without adequate cover and risking large medical bills or not travelling at all. The Free Spirit scheme was the first of its type specifically dedicated to those being declined cover elsewhere due to their health. It is one of the UK’s largest specialist travel insurance schemes for people with existing medical conditions and disabilities.

    If cover is arranged as soon as the holiday is booked, there will be immediate protection should the trip need to be cancelled (subject to terms and conditions).

    Why insure your travelling companions on the same policy?

    Cover can also be provided for your travelling companions or carers on the same policy. As well as reduced premiums for those without medical conditions, you will ensure there are no gaps in cover that could arise if separate policies are purchased.

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    Travel insurance is provided through Free Spirit.

    Terms and conditions apply. Free Spirit is a trading name of travel insurance specialists P J Hayman & Company Limited who are authorised and regulated by the Financial Conduct Authority (FS register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Registered in England No. 2534965

  • <ul>
<li>Single Trip & Annual Multi-trip: cover options to suit your travel needs</li>
<li>Financial Failure: cover due to financial failure of your travel/accommodation provider</li>
<li>Journey Disruption: including Airspace Closure</li>
</ul>

    Travel Plus

    TravelPlus_logo

    Travel Plus is a travel insurance policy that provides wide-ranging cover with ‘added value’ benefits. It is especially designed for individuals, couples and families to provide peace of mind when travelling. You can get an instant quotation and immediate cover online today.

    Key features

    • Single Trip & Annual Multi-trip: cover options to suit your travel needs
    • No age limit (Single Trip): Annual Multi-trip up to age 79 (Standard) and 75 (Premier Plus)
    • Financial Failure: cover due to financial failure of your travel/accommodation provider
    • Journey Disruption: including Airspace Closure
    • FREE cover for children: U18s and U23s in full time education
    • Independent travel for children: under Annual Multi-trip ‘family’ cover
    • Online medical screening: for those with pre-existing medical conditions
    • Medical emergency helpline: available 24 hours a day, 365 days a year
    • Generous discounts: for deleting covers you may not need
    • Cancellation rights: 14 day money back guarantee

    Please refer to the Policy Wording for full terms, conditions and exclusions, which is available on the Travel Plus website

    Travel Plus is provided through P J Hayman & Company Limited.
    Terms and conditions apply. P J Hayman & Company Limited who are authorised and regulated by the Financial Conduct Authority (FS register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Registered in England No. 2534965

    Get a Quote
  • <ul>
	<li>Cover for over 400 activities</li>
	<li>Amateur and professional sports</li>
	<li>Work abroad and activity holidays</li>
        <li>Up to £50,000 for Search and Rescue costs</li>
	<li>Cancellation rights: 14 day money back guarantee</li>
</ul>

    Adventures

    adventureslogo

    Adventures is a travel insurance policy specially designed for travellers aged up to 69 years who are taking part in sports and activities. You can get an instant quotation and immediate cover online today.

    Key features

    • Cover for over 400 activities
    • Amateur and professional sports
    • Work abroad and activity holidays
    • Single Trip – for trips up to 6 months (3 months if aged 65-69 years)
    • Annual Multi-trip – for any number of trips in a year (max 60 days per trip)
    • Tailor-made cover – Adventures is available in three parts (Part A, B, & C)
    • Medical emergency helpline – available 24hrs a day, 365 days a year
    • Up to £50,000 for Search and Rescue costs
    • Cancellation rights: 14 day money back guarantee

    Please refer to the Policy Wording for full terms, conditions and exclusions, which is available on the Adventures website.

    Travel insurance is provided through P J Hayman & Company Limited.
    Terms and conditions apply. Free Spirit is a trading name of travel insurance specialists P J Hayman & Company Limited who are authorised and regulated by the Financial Conduct Authority (FS register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Registered in England No. 2534965

    Get a Quote
  • <ul>
	<li>For people of ALL Ages</li>
	<li>No medical screening</li>
	<li>Premiums based on the total holiday cost</li>
	<li>Option to delete the claims excess</li>
<li>Loss of Deposit, Cancellation and Curtailment Cover</li>
</ul>

    Cancellation Plan

    Cancellationplan Logo Medium

    Cancellation plan is a travel insurance policy specially designed for holidays in the UK. You can get an instant quotation and immediate cover online today.

    Key features

    • For people of ALL Ages
    • No medical screening
    • Premiums based on the total holiday cost
    • Option to delete the claims excess
    • Loss of Deposit, Cancellation and Curtailment Cover
    • Medical Repatriation, Personal Accident, Personal Liability, Personal Possessions & Personal Money, and ‘Unexpected Events’ cover
    • FREE vehicle breakdown cover

    Please refer to the Policy Wording for full terms, conditions and exclusions, which is available on the Cancellationplan website

    Travel insurance is provided through Cancellation Plan.
    Terms and conditions apply. Cancellation Plan is a trading name of travel insurance specialists P J Hayman & Company Limited who are authorised and regulated by the Financial Conduct Authority (FS register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Registered in England No. 2534965

    Get a Quote